Suppose an injury, illness or mental health issue means you cannot work at your usual job or ocupation. In that case, you may be entitled to make a Total and Permanent Disability (TPD) claim from your superannuation fund or other insurer. It’s understandable if you feel increased anxiety due to an inability to earn an income while waiting the necessary three to six months before you can claim your TPD entitlement, not knowing whether it will be successful or not. But you can get legal help to lessen the stress.
How Long Does It Take To Get a TPD Payout?
Once TPD insurance claims have been lodged with the relevant superannuation fund or insurance company, the waiting period for the claim to be resolved could take 6 to 12 months. However, the time it takes to complete a total and permanent disability claim and pay your TPD compensation will vary. The time frame depends on the claim’s complexity, your particular circumstances, and the time it takes to gather the necessary evidence. Vital evidence includes medical records, specialist reports and the need for ongoing medical care.
What is My Permanent Disability (TPD) Insurance Claim Worth?
A TPD insurance claim is made by someone who can no longer work in their usual occupation because of an illness, injury, accident, or something severely affecting their mental health. And just as all people are unique, so are all TPD claims. So, offering a general amount for a TPD claim lump sum payment is challenging.
That said, we know over 150,000 TPD insurance claims are paid out to those with a permanent disability each year in Australia from superannuation accounts. The value of a TPD payout can range from $60,00 to 2 million dollars. Making more than one TPD claim is possible if you’ve contributed to more than one super fund during your working life.
Seek the Help Of Experienced TPD Lawyers to Claim Your TPD
Our helpline representatives are experienced in all things related to TPD claims, injury compensation claims, illnesses, and injuries, whether they were suffered or caused at work or not. Seeking legal advice from experts in this area of law means you get help to fill out claim forms, gather medical evidence, and also get accurate specialist medical reports on your disability and your chances of ever working in the same occupation again.
So, talk to us at the TPD Helpline so we can do our utmost to expedite your claim process, support you and take some of the stress so you can concentrate on your recovery.
What are the TPD Injuries or illnesses Claimable?
Successful TPD claims should cover your medical, hospital and rehabilitation costs and other ongoing maintenance and living costs.
Common Total and Permanent Disability claims include:
- Brain injuries
- Amputation
- Cancer
- Severe burns
- Blindness
- Paralysis
With experienced TPD lawyers, you have the best chance of a successful TPD claim and of receiving the maximum TPD insurance benefit to which you are entitled.
The TPD Claim Process Can be Long and Confusing
If the TPD claims process sounds daunting, don’t be put off. It normally takes 12 to 18 months to approve total and permanent disability (TPD) claims, but it could take less time if your case isn’t too complicated. In most scenarios, there’s a six-year TPD claim time frame to file court proceedings, which begins when a super fund or TPD insurance company initially rejects your claim. However, to protect your rights, this complexity makes it vital for you to seek help from TPD legal experts as soon as possible to help you with your TPD claim.
Call the TPD Helpline For Advice and Assistance
Please note that the contents of this article are general in nature and should not be wholly relied upon as legal advice, since every case is different. It’s wise to seek legal advice from TPD legal experts before making decisions on your TPD claim. The TPD Helpline Australia can be contacted on 1300 679 222. Due to time differences across states, we recommend leaving a voicemail if your call still needs to be answered. We promise to return your call within the day despite the time difference. Our phone helpline is staffed weekly from 8:30 am to 5:00 pm (AEST). Our Facebook social media page is staffed seven days a week, and we respond to direct messages fast. Most of our enquiries come via Facebook private chat. You can also contact us here to discuss your TPD insurance claim.
